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Purchasing Property in a Sectional Title Scheme?

You may be thinking of purchasing in a sectional title scheme. Here are some common questions/ points to consider before doing so.

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Factors To Consider When Applying For A Home Loan

Although in an ideal world, most of us would elect to purchase property in our name by means of a cash transaction, the reality remains that the majority of property transactions in South Africa are financed in one way or another.

Thus, for many who have taken the great leap of purchasing property for the first time, the home loan application process can result in one of the most daunting experiences, especially where one possesses little to no knowledge of the processes involved.

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Estate Administration & The Role of an Executor

In this article our attorneys in Cape Town discuss in brief, the role of the executor in a deceased estate and what qualities to look for in a potential executor.

When describing the role of an executor to my clients, for simplicity, I reference the fact that the executor ‘steps into the shoes’ of the deceased. However, there is a lot more that an executor must know and do, in accordance with the Law, as briefly discussed below.

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Buying Property? Make sure your Co-ownership Agreement is secure

Buying property; whether for personal, investment or business purposes, remains a stressful exercise.

As a result of the increase in price of properties and difficulty to raise the costs involved with maintaining and attaining a property; such as transfer costs, deposit and maintenance, many people are seeking to share some of the responsibility and financial exposure with another person/s.

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Your Deed of Sale is a legally binding contract

As exciting and simple as it sounds, when buying or selling your first home it is of utmost importance to understand what you are signing for, and what are the legal ramifications of your signature.

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Why does the Seller get to choose the Conveyancing Attorney?

One of the most frequently asked questions is why, if the purchaser of the property is paying the conveyancing attorney, the seller has the prerogative to appoint the conveyancer?

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How does your marriage agreement impact your property purchase?

There are several key things to know about signing a contract. Signing a contract means you are agreeing to the terms and conditions in the contract and the consequences that follow.

One of the key factors that affect the validity of the contract is your marital status when signing the contract.

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Understanding the Suspensive Conditions of your Offer to Purchase

There are certain conditions that may be included in your offer to purchase that will need to be fulfilled before your contract is considered valid. These are referred to as your suspensive conditions. The fulfilment of the contract is then delayed until such a time that your conditions have been met.

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The Fineprint on Property Defects - The Voetstoots Clause

When dealing with an offer to purchase on a property, one is likely to come across what is known as the “Voetstoots clause”.

Its’ basic purpose is to shield the Seller from any subsequent action by the Purchaser, on the discovery of any defects he/she was not aware of at the time of signing the offer to purchase.

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Purchasing a Property - To Trust or not to Trust

Before purchasing a property in the name of a trust there are a few vital points to consider.

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